Holts Summit Lobby Renovation

The Holts Summit lobby will be temporarily closed! Our drive-thru remains open to serve you. You can also bank online, visit another nearby location, or call us at 573-896-4790 to schedule an appointment.

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Cash Concentration Solutions

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Collection Solutions

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Cash Concentration Solutions

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Cash Concentration Solutions

Loan Sweeps

Automatically moves funds between the customer’s credit line and their checking account. You only pay interest on the funds you need for the period you need them.

Investment Sweeps

Earn interest on account balances by linking a non-interest bearing checking to and from a Mid America Bank money market account. When the collected balance in the checking account exceeds a target balance, funds above that level are swept automatically into the money market account. If the checking account falls below the target or zero, funds from the money-market account are swept back into the checking account.

Zero Balance Accounts (ZBA)

 ZBA’s (sometimes referred to as a sweep transfer
account) is a standard business checking account that is dedicated to funding a specific expense, such as payroll, petty cash, travel reimbursement or any other business need.