Additional Services


We understand that your banking needs are unique, and we offer a wide variety of services to meet them all. When you join our Mid America Bank family, you can access Freedom Online Banking, Freedom Mobile Banking, and CardValet. In addition to these great services, we offer the following services as well. Additional fees may apply for these services. Please view our Fee Schedule for details.


Debit Card

With our Instant Issue debit cards, you can quickly, easily, and securely access the funds in your account. Choose from several card options and enjoy the convenience of using your personalized card instantly. 

Coin Machine

As a customer, you can have your coins counted automatically for free with our coin machine. You can even watch as your coins are sorted! This service is only available at our Wardsville, Linn, and Holts Summit branches.

Safe Deposit Boxes

Mid America Bank's safe deposit boxes are a secure way to store important items and documents. Our safe deposit boxes come in a variety of sizes and protect your valuables from theft or damage. Ask about our safe deposit rates and options at one of our branches!

Wire Transfers

If you need to transfer funds quickly and securely, you can transfer funds electronically from one bank account to another with our wire transfer service. Contact a Customer Service Representative to learn more!
 

Cashier's Checks

If you are a customer who needs a check written to a specific individual or business for a specific amount, visit one of our branch locations. In just a couple minutes, one of our tellers can have a cashier's check printed for you!

Counter Checks

Do you need only a few checks for your account? Stop by one of our branch locations to have a sheet of three checks printed for only $2 per sheet.

Notary Services

Need to get a document notarized? Visit our locations during lobby hours to visit one of our notaries who can help guide you through the process. Best of all, it's free for customers!

Night Deposit

Drop off your bank transactions after our business hours in our night drop box, and we will process them the next business day. It's simple, efficient, and convenient!

Overdraft Coverage

Mid America Bank understands that unexpected overdrafts occur from time to time. We offer two overdraft coverage options to help!

Auto Sweep Overdraft Protection is a service you must enroll in that automatically transfers funds from another Mid America Bank account to pay an item and protect your account from being overdrawn. When used, you will be charged an auto sweep fee of $2 for each transfer, but it costs nothing to have on your account.

Overdraft Privilege is a benefit that is automatically provided to eligible accounts. Overdraft privilege covers overdrafts up to a limit. When used, you will be charged an overdraft fee of $15 or $30 for each overdraft item paid, but it costs nothing to have on your account. Overdraft Privilege is a secondary coverage used once the source of Overdraft Protection is exhausted.

For more important information about Overdraft Coverage, please click HERE or contact a customer service representative.