Rewards Checking Promotion

Open a Rewards Checking Account to earn up to 3.04% APY for the first 12 months that your account is open! This promotion is only available for a limited time!

  • Earn Our Highest Checking Interest (1)
    Earn up to 3.04% APY for the first 12 months that your account is open when you meet the minimum statement cycle requirements: (2)
    > 16 MasterCard Debit Card purchases that post and clear (3)
    > Direct deposit(s) totaling at least $200
    > Receive your Statements Electronically (Estatements)
  • Electronic Banking Package
    Includes Online Banking, Online Bill Payment, Estatements (4), Mobile Banking, Mobile Check Deposit, and Person-to-Person Payments (5).
  • MasterCard Debit Card (6) with Card Controls
  • Only $25 Deposit to Open
  • No Minimum Balance
  • Unlimited Check Writing
  • ATM Fee Reimbursement (7)
    Use any ATM, anywhere and we'll automatically pay you back for non-network ATM fees.
  • Disappearing Fee (8)
    Monthly service charge of $3.95 gets reduced $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the service charge is eliminated!
Get More with Prime Time Savings

Earn a Higher Interest Rate when you open a Prime Time Savings account at the same time as your Checking account. All it takes is a $10 minimum transfer from checking to savings each statement cycle.



  1. Lower Annual Percentage Yield (APY) applies to balances of $10,000 or greater and when qualifications are not met. See Bank for details. 
  2. Annual Percentage Yield (APY) is current as of September 1, 2020. The APY is applied on balances of less than $10,000 that meet the minimum statement cycle requirements. Following the initial 12 month period, the APY will revert to the then current APY on Rewards Checking and is subject to change at the bank's discretion. See Bank for details.  
  3. ATM transactions do not count as MasterCard Debit Card purchases. 
  4. Paper Statements are optional for a fee each statement cycle. (Please refer to Mid America Bank Fee Schedule for additional details.)
  5. Fee may apply.
  6. Replacement card fee may apply. See Bank for details. 
  7. ATM fee reimbursement limited to $20 per statement cycle when you meet minimum statement cycle requirements. 
  8. Fees may reduce earnings on this account.