Reward Checking

  • Electronic Banking Package
    Includes Online Banking, Online Bill Payment, Estatements (1), Mobile Banking, Mobile Check Deposit, and Person-to-Person Payments (2),.

  • MasterCard Debit Card (3) with Card Controls

  • Only $25 Deposit to Open

  • No Minimum Balance

  • Unlimited Check Writing

  • Earn Our Highest Checking Interest (4)
    When you meet the minimum statement cycle requirements:
    > 16 MasterCard Debit Card purchases that post and clear (5)
    > One Direct Deposit(s) totaling at least $200
    > Receive your Statements Electronically (Estatements)
    > Annual Percentage Yield is subject to change.

  • ATM Fee Reimbursement (6)
    Use any ATM, anywhere and we'll automatically pay you back for non-network ATM fees.

  • Disappearing Fee
    Monthly service charge of $3.95 gets refunded $0.25 for every debit card purchase. Make 16 or more purchases that post and clear during the statement cycle and the service charge is eliminated!
Get More with Prime Time Savings

Earn a Higher Interest Rate when you open a Prime Time Savings account at the same time as your Checking account. All it takes is a $10 minimum transfer from checking to savings each statement cycle.


1. Paper Statements are optional for a fee each statement cycle. (Please refer to Mid America Bank Fee Schedule for  additional details.)
2. Fee may apply.
3. Replacement card fee may apply. See bank for details.
4. Lower APY applies to balances over $10,000 and when qualifications are not met. See Bank for details
5. ATM transactions do not count as MasterCard Debit Card purchases.
6. ATM fee reimbursement limited to $20 per statement cycle when you meet minimum statement cycle requirements.